Share Savings
This is where it all begins — a $5 balance in your Share Savings account represents your credit union share, and entitles you to all of Hiway's benefits.
- May be set up as source for Overdraft Protection on your Checking account.
- $5 minimum balance is the basis for Hiway membership benefits, including voting rights for the Board of Directors election.
Two other great ways to save:
Depending on how you prefer to save and budget your money, you may want to set up additional savings accounts for specific purposes. You can set up a special savings to save for a vacation, holiday spending, buying a new toy — the list is endless.
If saving money is a challenge for you, we offer a way for you to improve your money habits and actually have fun saving. With Hiway's prize-linked savings account WINcentive® Savings, you can build your savings and have a chance to win.
State-wide Credit Union Prize Drawings
- Every $25 increase in month-over-month balance earns you an entry (up to 4 entries per month) into prize drawings ranging from $100 to $5,000.*
- Prize drawings occur monthly, quarterly and annually — so the more you save, the more chances you have to win.
Hiway Members-Only Prize Drawings
- Every $25 increase in month-over-month balance earns you an entry (up to 4 entries per month) to win one of four $50 cash prizes.*
- Prize drawings occur monthly.
Unlike playing the lottery, you don't lose anything. All the money you deposit into the savings account is yours.
2023 WINcentive Prize Winners
| Month | WINcentive Prize Winners |
| January |
|
| February |
|
| March |
|
| April |
|
| May |
|
| June |
|
| July |
|
| August |
|
| September |
|
*Please view our WINcentive Savings Agreement for complete terms, conditions, and official rules. Accountholders may win more than one prize category (monthly, quarterly, or annual) within the same year.
Questions?
Please review our frequently asked questions below or contact us and we will be happy to assist you.
Enjoy an arsenal of convenient tools and benefits.
Online Banking
Convenient, fast and secure access to your accounts, 24/7.
Mobile Banking
Use, move and manage your money no matter where you are.
Over 64,000 ATM and Branch Locations
Access to more fee-free locations across the United States than many big banks.
Unparalleled Service
We build lifelong partnerships with our members. Welcome to red carpet treatment.
Member Discounts
Enjoy private discounts, offers and deals available exclusively to members.
Absolute Security
Savings are insured up to $250,000 by NCUA. Not a single penny of federally insured savings has ever been lost.
Hear about Hiway from real members.
Lee
Member Since 1976
“I had such a great experience using Hiway’s Auto Buying service, it’s now the only way I would purchase a vehicle. They found the vehicle I wanted, delivered it and showed me of the features. They even took my trade!”
Antonio
Member Since 2012
"I would have never imagined I would have been at this point. Thank you Hiway Federal Credit Union."
Debra
Member Since 1986
"I have been a member for many years. We have an investment account and have financed all of our cars through Hiway. We've always been treated with kindness and everyone we have dealt with through the credit union is very helpful and knowledgeable. We are very satisfied with Hiway Federal Credit Union."
Jason
Member Since 2005
"Over the past eight years, Hiway has helped me build a successful transportation business through my business account and loans. Whether I'm seeking help from the tellers, car buying department, loan department people, I am always met with friendliness and professionalism."
