Features and Benefits
- Tax free: Allows you to make deductible contributions, and earnings accumulate on a tax deferred basis. Distributions are tax free for qualified medical expenses.†
- Flexible: Used to pay or reimburse qualified medical expenses for you and your family, such as health insurance deductibles and co-payments.
- Year-to-Year Savings: Balances roll over from year to year allowing you to accumulate savings.
- Account Options: Checking, Savings and Money Market.
Eligibility
- You must be covered exclusively under a high-deductible health plan (HDHP).
- You cannot be enrolled in Medicare or be claimed as a dependent on another person's tax return.
Contribution Limits
- Limits are revised each year to reflect cost-of-living increases.
- If you are age 55 or older by the end of your taxable year, you are eligible for a catch-up contribution.
Questions?
Please review our frequently asked questions below or contact us and we will be happy to assist you.
†For specific information, you are encouraged to consult your tax or legal professional. IRS Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans, the instructions to IRS Form 8889, and the IRS's website, www.irs.gov, may also provide helpful information.
Online Banking
Convenient, fast and secure access to your accounts, 24/7.
Mobile Banking
Use, move and manage your money no matter where you are.
Over 64,000 ATM and Branch Locations
Access to more fee-free locations across the United States than many big banks.
Unparalleled Service
We build lifelong partnerships with our members. Welcome to red carpet treatment.
Member Discounts
Enjoy private discounts, offers and deals available exclusively to members.
Absolute Security
Savings are insured up to $250,000 by NCUA. Not a single penny of federally insured savings has ever been lost.
