Services and Fees

Service Fee Schedule

At Hiway, we offer many products and services with no or low cost. However, we also want to make sure you aren't paying fees unnecessarily. Here are a few tips to avoid or minimize the most common fees.

Checking
Check ClearingFree
Personalized ChecksPrices vary
Hiway Custom Checks for PLC membersFree (limit one box per order)
Statement Balancing/Account Research$12 per half hour (half hour minimum)
Stop Payment$28 per request
Check Information—payable to or by$1 per item
Check Copy$2 per check
Benefits Plus®$4.95 per month (after first 90 days free)
Checking Builder$5 per month

Money Market Account
Excessive Withdrawal Fee (more than 3 withdrawals per month)$10 each

WINCentive® Savings Account
First Withdrawal (during any 12 month period)$10
Second Withdrawal (during any 12 month period)$25
Third Withdrawal (during any 12 month period)Account is closed and no fee is applied. All drawing entries are forfeited.

ATM and Debit Cards
ATM Over 12 or Foreign Transaction Fee 
First 12 per month (withdrawals, transfers and balance inquiries)Free
Over 12 per month (withdrawals, transfers and balance inquiries)$1 each
Foreign Transaction Fee1% of U.S. dollar transaction amount
ATM DepositsFree
Replace Lost Card$10 per card

Convenience Services
TellerfoneSM Phone BankingFree
TellernetSM Online Banking & Bill PaymentFree
Mobile Banking¹Free
eDocumentsFree
DeposZip®/DeposZip Mobile1Free
Person-to-Person PaymentFree
Institution-to-Institution Transfer 
Incoming transfersFree
Outgoing transfers$10 each
Over-the-Phone Convenience Fee for Cash Advances$20

Money Orders
MoneyGram$2 each
PLC members$1 each

Official Checks (Issued by Hiway)
Up to $1,000$5 each
PLC Members (up to $1,000)$2 each
$1,000 and overFree

Wire Transfers
Call for current rates

Statement Copies
Statement Copy$3 per statement period

NSF (Non-Sufficient Funds)
NSF/NSF paid$28 per item
The categories of transactions for which an NSF fee may be imposed are: by check, in person withdrawal, ATM or other electronic means. 
Returned Deposit Item$4 per item
NSF Funds Not Available$28 per item

Check Cashing
Share Builder or Single Service25% of the check amount or $5 (whichever is greater)
Non-Member Check Cashing Under $100Free
Non-Member Check Cashing Over $100 (Checks written from Hiway accounts only)$5 per check

Other Fees
Notary/Signature GuaranteeFree
Medallion (Signature Guarantee)Free—call for an appointment
Foreign Money Purchase/ExchangeCall for current rates
Revocation of Automatic Debit$28 per item
Visa® Gift Card$2
Returned Mail$5 per month after two returned statements
Levy/Garnishment$35
Inactive Account Fee$5 per month

*Rates are effective 12/1/2016 and are subject to change without notice.

1. Check with your mobile carrier for details on specific web access fees and charges.
2. Single Service accounts have a Share Savings only. Fees are waived if balance is above $500.

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