Consumer Loans

Consumer Loan Rates

Closed End Loan Rates
 Term (Up to)APR* (As low as)
New Auto+
 
 
36 months
2.24%
 
48 months
2.54%
 
60 months
2.74%
 
72 months
3.24%
84 months
3.74%
Used Auto 
Model Year '07 – '17
36 months
2.24%
Model Year '07 – '17
48 months
2.54%
Model Year '10 – '17
60 months
2.74%
Model Year '13 – '17
72 months
3.24%
Model Year '15 – '17
84 months
3.74%
New Motorcycle 
 
72 months
4.75%
Used Motorcycle 
 
72 months
5.25%
New Recreational Vehicle 
 
60 months
4.75%
Used Recreational Vehicle 
 
60 months
5.25%
New and Used Boat 
Model Year '13 – '17 ($10,000 minimum)
120 months
5.50%
New Boat/Motorhome 
 
84 months
4.75%
 
180 months
7.50%
Used Boat/Motorhome 
 
84 months
5.25%
 
180 months
8.50%
Personal Computer 
 
36 months
9.00%
Personal Loan 
Unsecured
36 months
12.25%
Partially Secured
36 months
11.25%
Student Loan 
 
144 months
8.00%
Home Improvement Loan 
 
60 months
8.25%

Open End Loan Rates
 APR* (As low as)DPR* (As low as)
Fast Credit Line
11.90%
.032603%
Visa® Platinum 8.65% .023699%
Visa® Rewards
10.15%
.027808%
Visa® Signature Cash Rewards
11.21%
.030712%

*Annual Percentage Rate (APR) and Daily Periodic Rate (DPR) may vary based on credit history, age of collateral and length of loan. Rates quoted on auto, recreational vehicle, personal and personal computer loans include a 0.25% discount for having Automatic Payments. Rates are effective 1/20/2017 and are subject to change without notice. Contact a Hiway loan officer for details.

+An example of a 4-year fixed rate monthly payment at the quoted rate would be 48 monthly payments of $21.94 per $1,000 borrowed.

†An example of a 10-year fixed rate monthly payment at the quoted rate would be 120 monthly payments of $60.68 on a $5,000 loan.

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