Traditional IRA

Every dollar counts when you're saving for retirement - Individual Retirement Accounts (IRAs) allow you to make the most of every dollar you save. IRAs are available in certificates or as a savings account.

The Traditional IRA allows you to defer taxes on your earnings until they are withdrawn. Think of it as a tax-deferred savings plan to keep you financially secure in your retirement years.

Dividends Paid: Quarterly
Minimum Balance: $0

Special Features:

  • Contributions may be tax deductible
  • Dividends grow tax-deferred until withdrawn
  • Funds can be used to purchase a first home ($10,000 lifetime maximum)
  • Funds can be used to pay for qualifying education expenses
  • Federally insured separately up to $250,000 aggregate by the NCUA
  • Age restrictions apply for eligibility and withdrawals

E-mail us or give us a call at 651.291.1515 or 800.899.5626 today and we'll find an IRA that's perfect for you. Along with our IRA options, we also offer retirement planning services that can help you invest wisely for your future.