First Mortgage

Your home purchase is one-of-a-kind. Hiway's mortgage experience is customized.

Whether you're a first-time homebuyer or an old real estate pro, our Online Mortgage Center will give you the information you need to feel at ease with your purchase and will minimize the time-and paperwork-necessary to complete the mortgage process.

Real Estate Services Program

Buying or selling your home can be a complex process, but we can help guide you through it successfully. As a Hiway member, you can enroll in our free Real Estate Services Program to receive the following benefits:

  • An Advocate who stays with you until your transaction has closed, answering questions, arranging services and working with your Real Estate Agent.
  • Help matching you with a Credit Union Preferred Real Estate Agent.
  • Earn a rebate of 20% of your Real Estate Agent's commissions.
  • Additional services and discounts

Learn More

Popular Mortgage Options

Fixed First Mortgage

  • Low fixed rate for the loan term
  • Terms of 10, 15, 20 or 30 years
  • Initial Rate Lock-In available

Learn More Apply Online

Fixed Jumbo Mortgage

  • Finance above Fannie Mae limits up to $1,500,000
  • Low fixed rate for the loan term
  • Terms of 15, 20 or 30 years
  • Initial Rate Lock-In available

Learn More Apply Online

5/1 ARM First Mortgage

  • Low fixed rate for the first five years; rate adjusted yearly thereafter
  • Terms of 15 or 30 years
  • Initial Rate Lock-In available

Learn More Apply Online

3/1 ARM First Mortgage

  • Low fixed rate for the first three years; rate adjusted yearly thereafter
  • Terms of 15 or 30 years
  • Initial Rate Lock-In available

Learn More Apply Online

1/1 ARM First Mortgage

  • Low rate adjusted annually
  • Terms of 15 or 30 years
  • Initial Rate Lock-In available

Learn More Apply Online

Homexpress

  • Low fixed rate for the loan term
  • Up to 10 year term
  • Initial Rate Lock-In available

Learn More Apply Online

5/1 ARM Express

  • Low fixed rate for the first five years; rate adjusted yearly thereafter
  • Terms from 10 to 30 years
  • Low closing costs
  • Initial Rate Lock-In available

Learn More Apply Online

3/1 ARM Express

  • Low fixed rate for the first three years; rate adjusted yearly thereafter
  • Terms from 10 to 30 years
  • Low closing costs
  • Initial Rate Lock-In available

Learn More Apply Online

10/1 ARM Jumbo Mortgage

  • Finance above Fannie Mae limits up to $1,500,000
  • Low fixed rate for the first 10 years; rate adjusted yearly thereafter
  • Terms from 10 to 30 years
  • Low closing costs
  • Initial Rate Lock-In available

Learn More Apply Online

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, gender and income of applicants and borrowers; and information about loan approvals and denials. Inquire at our office regarding the locations where HMDA data may be inspected.

NMLS ID 456899