Debit Card

Hiway Debit CardTake the hassle out of paying when you're out and about with a Hiway MasterCard® Debit Card. You will enjoy the convenience of acceptance at millions of locations worldwide—anywhere MasterCard is accepted.

Get Your Card on the Spot

Add a debit card to your existing Hiway account by filling out Section D of our Changes to Your Account Form. When adding a card for members ages 13 – 17, please also complete Section E.

Come into our Main Office or Fort Snelling Branch and receive a new or replacement card right on the spot.* Your new card will be ready to use right away. No waiting for the mail. No calling to activate. No worries.

*Not available at all branches or for all account types. Qualifications apply.

Access to ATMs

As a Hiway member you have access to an extensive network of surcharge-free ATMs throughout the U.S. and Canada and Shared Branch locations nationwide. To find locations near you, use our ATMs/Locations finder.

Get Cash When You Check Out

Get cash back at participating merchants including Target®, Cub Foods®, Walmart®, Home Depot® and many others by selecting "Debit" and entering your PIN number. This can be a convenient way to get cash while you're on the go. There is no fee for this service and no limit to the number of times you can get Cash Back each month.

Shop With Confidence

When it comes to protecting your personal information, your Hiway MasterCard Debit Card provides added safety and security with no cost to you.

  • Zero Liability Protection – You pay only for purchases you make and are not liable for unauthorized purchases.*
  • EMV Fraud Protection – Chip-enabled cards (also known as EMV or smart cards) provide enhanced fraud protection whenever you use a chip-enabled terminal in the U.S. and abroad.
  • MasterCard SecureCodeTM – Add an additional layer of protection when shopping online with your own private code to use as extra authentication at participating merchants. Create your SecureCode today.
  • ID Theft AlertsTM – Scours the Internet and alerts you if it detects that your personal information is being bought or sold online. Register and activate this free service.
  • Expert ID Theft Resolution Services – Specialists are available 24/7 for your convenience and peace of mind. Call 1.800.MASTERCARD.
  • Emergency Wallet Replacement – Assistance with replacing the contents of your wallet if lost. Call 1.800.MASTERCARD.

Enhanced Benefits

In addition to the safety of protection against unauthorized purchases and 24/7 lost or stolen card replacement support, your MasterCard Debit Card comes with the following benefits:

  • Extended Warranty
  • Price Protection
  • Satisfaction Guarantee
  • MasterCard Global ServiceTM

For complete details go to To request a printed guide-to-benefits, call 1-800 MC ASSIST.

Lost or Stolen Debit Card?

If you have lost your debit card or had it stolen, please call 866.820.8772 (available 24 hours a day).

*Does not apply to certain prepaid cards or corporate cards. Certain terms, conditions and exclusions apply. Please see for more details.