Person-to-Person Payments

P2P Payments are a digital cash alternative that makes sending and receiving money as easy as emailing and texting. Whether it's paying allowance, splitting the check or sending a birthday gift, P2P Payments are a secure method to send money to another person through Online or Mobile Banking, powered by Acculynk. You can pay a friend, relative, landlord — almost anyone — instantly.

All you need to get started is a Hiway MasterCard^® Debit Card and your recipient's email address and/or cell phone number.

Features and Benefits

• Free to qualified members^* — must have a Hiway MasterCard^® Debit Card to use this service
• Securely send money to almost anyone instantly with just their email address or mobile phone number
• Every transaction requires your debit card PIN, making it as safe as any debit transaction
• Instant notification of payment to your recipient
• Multiple ways for your recipient to receive funds

How it Works

1. You initiate a payment from any device.
2. The recipient will then receive an email or text message with instructions to accept of the payment.
3. They can then enter their debit card number. If their financial institution does not participate in this service using their debit card, they are notified and then they can accept the payment by entering their checking account information.
4. If the recipient accepts the payment using their debit card, the funds are debited from your account immediately. If they use their checking account, the funds transfer will take 1 – 2 business days.

Make a P2P Payment

1. Log into Online or Mobile Banking and click on Move Money > Pay a Person (P2P)
2. Read the Terms and Conditions
3. Click the Agree button

Questions?

Please review our frequently asked questions below or contact us and we will be happy to assist you.

_{*In order to be eligible for P2P Payments, you must be at least 18 years of age with a checking account and debit card and have an address in the United States. Your account must be in good standing with no delinquencies. Service not available for Business and H.S.A. accounts.}