A house isn't just the place where you kick off your shoes at the end of the day — it's an investment. Whether you're a renter ready to become a first-time buyer or a current homeowner wanting to remodel, we offer a variety of real estate loans to fit your needs.
Our Mortgage Team
We're here to answer any questions you might have and provide you with the information you need to feel at ease with your purchase. When you're ready to get started, simply choose a member of our Mortgage Team to work with.
Popular Mortgage Options
- Low fixed rate for the loan term
- Terms of 10, 15, 20 or 30 years
- Initial Rate Lock-In available
- Limited credit history allowed
- Typically lower rates than conventional mortgages
- More lenient qualifying requirements
- Finance above Fannie Mae limits up to $1,500,000
- Low fixed rate for the loan term
- Terms of 15, 20 or 30 years
- Initial Rate Lock-In available
- Low fixed rate for the first ten years; rate adjusted yearly thereafter
- Terms up to 30 years
- Initial Rate Lock-In available
- Low fixed rate for the first seven years; rate adjusted yearly thereafter
- Terms up to 30 years
- Initial Rate Lock-In available
- Low fixed rate for the first five years; rate adjusted yearly thereafter
- Terms up to 30 years
- Initial Rate Lock-In available
- Low fixed rate for the first three years; rate adjusted yearly thereafter
- Terms up to 30 years
- Initial Rate Lock-In available
- Low rate adjusted annually
- Terms up to 30 years
- Initial Rate Lock-In available
- Low fixed rate for the loan term
- Up to 10 year term
- Initial Rate Lock-In available
- Low fixed rate for the first five years; rate adjusted yearly thereafter
- Terms up to 30 years
- Low closing costs
- Initial Rate Lock-In available
- Low fixed rate for the first three years; rate adjusted yearly thereafter
- Terms up to 30 years
- Low closing costs
- Initial Rate Lock-In available
- Finance above Fannie Mae limits up to $1,500,000
- Low fixed rate for the first 10 years; rate adjusted yearly thereafter
- Terms from 10 to 30 years
- Low closing costs
- Initial Rate Lock-In available
Need Help Buying or Selling a Home?
We've partnered with Servion Realty to provide our members with on-site access to Realtors®. Contact us for more information and office hours.
Want to Know More?
Please review our frequently asked questions below or contact our Mortgage Team and we will be happy to assist you.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, gender and income of applicants and borrowers; and information about loan approvals and denials. Inquire at our office regarding the locations where HMDA data may be inspected.
NMLS ID 456899
Every Hiway loan is designed to reduce stress and save you money.
Lower Rates and Fewer Fees
Because we're member-owned, earnings are passed on to you in the form of lower rates.
Local Decision-Making
All of us at Hiway are Minnesota-based, which makes your decision quicker and gives your application the personal attention it deserves.
Local Servicing
You'll only ever work with us, throughout the entire lifetime of the loan.
Access your account anytime, anyplace.
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