We are a not-for-profit lender and are able to offer you low interest loans, helping you get the vehicle you want at a payment that suits your budget. With an auto loan from Hiway, you can walk into a dealership confident that you've got the financing you need — and the support you deserve.
Features and Benefits
- Competitive rates
- Flexible terms and payment options
- Conventional, hybrid and electric vehicles (EVs)
- Financing up to 100%
- No application or pre-payment fees
Not sure how much you can afford?
We recommend you apply for a pre-approval before you shop. You can apply online or contact us for more information.
Still looking for the right vehicle?
Our Auto Buying Service is free to Hiway members and takes the hassle out of finding your next vehicle. They'll shop around to get you the highest price on your trade-in and the lowest price on your next new or used vehicle.
Want to Know More?
Please review our frequently asked questions below or contact us and we will be happy to assist you.
Rates
*APR is Annual Percentage Rate and includes a 0.25% discount for Automatic Payments. Rates subject to change. Rates vary based on age of collateral, credit history and length of loan. Qualifications apply. Other terms and conditions may apply.
Every Hiway loan is designed to reduce stress and save you money.
Lower Rates and Fewer Fees
Because we're member-owned, earnings are passed on to you in the form of lower rates.
Local Decision-Making
All of us at Hiway are Minnesota-based, which makes your decision quicker and gives your application the personal attention it deserves.
Local Servicing
You'll only ever work with us, throughout the entire lifetime of the loan.
Access your account anytime, anyplace.
Convenient, simple and secure access to your account 24/7 with our all-in-one financial tools.
Optional Loan Coverage
We offer convenient add-ons, like payment protection, at competitive prices.
Our members share their experience.

Lee
Member Since 1976
“I had such a great experience using Hiway’s Auto Buying service, it’s now the only way I would purchase a vehicle. They found the vehicle I wanted, delivered it and showed me of the features. They even took my trade!”

David
Member Since 1993
"We have had numerous car loans and the process is so easy and the interest rates are lower than we can find elsewhere. All the staff I've worked with have been great and wonderful."

Debra
Member Since 1986
"I have been a member for many years. We have an investment account and have financed all of our cars through Hiway. have always been treated with kindness and everyone we have dealt with through the credit union is very helpful and knowledgeable. We are very satisfied with Hiway Federal Credit Union."