As a Hiway credit union member, you are an owner of our not-for-profit financial cooperative. Our first priority is your financial success, and we focus on financial security.

We hold federal deposit insurance provided by the National Credit Union Administration (NCUA), which means your deposits are insured for at least $250,000 (and in some cases, for more). You can visit for more information about the National Credit Union Share Insurance Fund coverage for consumers.

Financial safety and soundness are essential to Hiway.

We are a strong, well-capitalized institution, maintaining capital well above the regulatory minimum level.

How does Hiway manage risk?

  • We maintain a diverse balance sheet, and have strong financial management policies, including maintaining various sources of excess liquidity if needed.
  • Our internal ALCO (Assets & Liabilities Committee) actively manages our financial position and ensures our rate position is strong.
  • We have a quarterly Assets & Liability Management (ALM) review with outside experts.
  • Our Supervisory and Investments Committees, made up of both Hiway leadership and outside experts, provides regular oversight.
  • We are examined in-depth by regulators from both the state of Minnesota and the federal government (NCUA).

Credit union members nationwide have never lost even a penny of insured savings at a federally insured credit union.*

As always, if you ever have questions about your account, or any general questions, please don’t hesitate to contact us.

Thank you so much for your membership and your loyalty to Hiway.

Dave Boden
Hiway Credit Union, President/CEO

* Source:

Dave Boden