Become a member
As a state-chartered credit union, there are many ways you can be eligible to join Hiway. Please have your driver's license, social security number and at least $5 ready to fund your new Share Savings Account. This account represents your credit union share and entitles you to all of Hiway's benefits.
Applying for membership takes just a few minutes with our online application. Apply now or call us at 651.291.1515 and we'll be happy to help.
Please note:
- If you would like to open an account for someone under 18, a legal guardian must be included in the application.
- If you prefer to mail in your application instead we also have a printable application. If you are 13 – 17, please fill out our iAchieve Account Application.
Already a member?
You can easily add a new savings, checking, or money market account in online or mobile banking under Services > Add an Account. Or, we also have a printable application available. For more information on adding an account, contact us today.
Sign up for Business Banking
Simply complete our Business Account Application and select the type of services you would like to open.
You can also contact us if you'd like help or have any questions.
More benefits and convenience than big banks.
Your money is local, just like us.
Join a Minnesota cooperative with more than 75,000 members and over $1.1 billion strong.
Higher dividends on deposits and lower rates on loans.
All our profits are invested in our members. That means you earn more here — and pay less.
A financial partner on the road of life.
Become part-owner of a financial cooperative focused entirely on improving your financial well-being.
Member Discounts
Enjoy private discounts, offers and deals available exclusively to members.
Over 64,000 ATM and Branch Locations
Access to more fee-free locations across the United States than many big banks.
Local, convenient and smart. Good for you and good for the community.
Hear about Hiway from real members.

Lee
Member Since 1976
“I had such a great experience using Hiway’s Auto Buying service, it’s now the only way I would purchase a vehicle. They found the vehicle I wanted, delivered it and showed me of the features. They even took my trade!”

Antonio
Member Since 2012
"I would have never imagined I would have been at this point. Thank you Hiway Federal Credit Union."

Debra
Member Since 1986
"I have been a member for many years. We have an investment account and have financed all of our cars through Hiway. We've always been treated with kindness and everyone we have dealt with through the credit union is very helpful and knowledgeable. We are very satisfied with Hiway Federal Credit Union."

Jason
Member Since 2005
"Over the past eight years, Hiway has helped me build a successful transportation business through my business account and loans. Whether I'm seeking help from the tellers, car buying department, loan department people, I am always met with friendliness and professionalism."