Personal Account Disclosures
- All About Your Accounts
- Service Fee Schedule
- Certificate Account Disclosure (PDF)
- WINcentive Savings Agreement (PDF)
Business Account Disclosures
- Business Account Agreement (PDF)
- Business Certificate Account Disclosure (PDF)
- Business Service Fee Schedule
Online, Mobile and Text Banking Disclosures
- Online Banking, eDocuments and Institution-to-Institution (I2I) Transfer
- Zelle® Terms of Service (PDF)
- Mobile Deposit
- Money Tracker
- Bill Payment
- Text Banking (PDF)
- Text Alerts (PDF)
Visa® Credit Card Disclosures
Variable APR* Consumer Credit Cards
(Offered as of 9/1/16)
Non-variable APR* Consumer Credit Cards
(Discontinued as of 8/31/16)
- Visa CURewards Agreement (PDF)
- Visa VIP Rebate Agreement (PDF)
- Visa Classic Agreement (PDF)
Visa® Business Credit Card Disclosures
Variable APR* Business Credit Card
- Visa Business Agreement (PDF)
General Disclosures
* APR is Annual Percentage Rate.