Minnesota's best credit union.
The financial success of our members means everything to us. That's because we're owned wholly by our members, and exist solely to serve them. Joining Hiway ensures a lifetime of continuous savings, friendly experiences and unparalleled service from employees passionate about your absolute satisfaction.
Join Us
Become a member of Minnesota's best credit union.
Locations
Visit us or find one of over 64,000 surcharge-free ATMs.
Account Access
Access your Hiway account online or on your phone 24/7.
Work at Hiway
Advance your career while helping to make financial success a reality for our members.
Our Foundation
A charitable organization founded to help people in our community be strong, financially stable and healthy.
Community Involvement
See how we're doing our share in the community, and get involved.
Member Discounts
Hiway members enjoy access to a number of exclusive ways to save big.
Newsletters
Keep up with what's going on at your credit union.
Press Room
Get the latest news and press releases about your credit union.
Annual Report
Learn about Hiway's recent year from our President, Board and Supervisory Committee.
Our Mission and Vision
We exist to provide our members with financial success on the road of life.
We strive to deliver member-driven service that is unparalleled by any other financial institution. By exceeding our members' expectations, we consistently demonstrate to our current and potential members that Hiway is the best choice for all their financial business.
Our Promise of Service
- We'll greet you with a smile.
- When you're visiting, we'll offer you a handshake.
- We'll make it easy to access Hiway with leading edge technology.
- Our loan rates will always be competitive.
- We promise you low fees.
- Our goal is to get you back to your daily routine quickly.
- If we make a mistake, we'll make it right.
We build lifelong partnerships with our members. We do this by listening to, educating and empowering our members to help them reach their financial goals.
Our History
Hiway was founded in 1931 to serve employees of the Minnesota Department of Transportation (MnDOT). We’ve since expanded our charter and now extend an invitation for membership to individuals and small business within the eleven-county metro area: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington and Wright; or the Wisconsin counties: Pierce and St. Croix.
Today, from our offices in St. Paul, MN, Hiway serves over 90,000 members worldwide and totals over $1.7 billion in assets. Our members conduct their financial business with us in person and via telephone, as well as through our secure Online branch.
Credit unions are owned by their members and governed by a Board of Directors and Supervisory Committee. Those who serve on the Board of Directors and Supervisory Committee of Hiway are unpaid volunteers and they represent you in making decisions and upholding policies that safeguard members’ accounts.
Board of Directors
The Hiway Board of Directors consists of nine members who are elected by Hiway members to three-year terms and serve without financial compensation.
Jeff Schwalen,
Chair
Lori Hodapp,
Vice Chair
Pam Tschida,
Secretary
Kimberly Collins,
Director
John Dillingham,
Director
Leonard Leitner,
Director
Patrick McGuiness,
Director
Sue Mulvihill,
Director
Sophia Xiong-Yang,
Director
Juan Gil Restrepo,
Associate Board Member
Supervisory Committee
The Hiway Supervisory Committee consists of five members who are appointed by the Board of Directors to three-year terms and serve without financial compensation.
Cory Starkweather,
Chair
Melissa Coutier
Daniel Kahnke
Gordon Kordosky
Hiway is a not-for-profit, member-owned financial institution and is governed by a volunteer Board of Directors made of members, just like you. As a member of Hiway, you have the choice to be considered as a candidate for the Board and participate in our leadership by bringing your perspective to the table.
We also have an Associate Board Member program that allows for recruitment of specific attributes and skills beneficial to the makeup of the Board and prepares promising candidates for future volunteer positions.
What are the benefits of being a Board Member?
You’ll be a representative voice for your fellow members, and have a direct say in the overall direction of the credit union. It’s a valuable experience and a great way to become part of an exceptional organization that affects the financial lives of thousands of members.
What does it take to be on the Board?
All it takes is the ability to volunteer 3 – 4 hours per month, an interest in our services, the desire to learn and dedication to Hiway’s membership. Candidates must be members in good standing and at least 18 years of age.
How do I become a candidate?
If you’re interested in getting involved and would like to be considered by our Nominating Committee, please send an email to the Board of Directors.
More benefits and convenience than big banks.
Your money is local, just like us.
Join a Minnesota cooperative with more than 75,000 members and over $1.1 billion strong.
Over 64,000 ATM and Branch Locations
Access to more fee-free locations across the United States than many big banks.
Higher dividends on deposits and lower rates on loans.
All our profits are invested in our members. That means you earn more here — and pay less.
A financial partner on the road of life.
Become part-owner of a financial cooperative focused entirely on improving your financial well-being.
Member Discounts
Enjoy private discounts, offers and deals available exclusively to members.
Local, convenient and smart. Good for you and good for the community.
Hear about Hiway from real members.

Lee
Member Since 1976
“I had such a great experience using Hiway’s Auto Buying service, it’s now the only way I would purchase a vehicle. They found the vehicle I wanted, delivered it and showed me of the features. They even took my trade!”

Antonio
Member Since 2012
"I would have never imagined I would have been at this point. Thank you Hiway Federal Credit Union."

Debra
Member Since 1986
"I have been a member for many years. We have an investment account and have financed all of our cars through Hiway. We've always been treated with kindness and everyone we have dealt with through the credit union is very helpful and knowledgeable. We are very satisfied with Hiway Federal Credit Union."

Jason
Member Since 2005
"Over the past eight years, Hiway has helped me build a successful transportation business through my business account and loans. Whether I'm seeking help from the tellers, car buying department, loan department people, I am always met with friendliness and professionalism."