Home Loans

Home Equity Loans

The equity you've built in your home or second home can open new possibilities for you: even though an equity loan is secured by your property, you can use the funds for almost anything. Looking to consolidate debt? Buy a vehicle? Finance education expenses? Make some home improvements? Check out equity loan options available to you. In many instances the interest you pay is tax deductible, so you'll save money on whatever large expenses may be in your plans. Consult your tax advisor for details.

Home Equity Line of Credit

Establish a ready reserve of cash by opening a Home Equity Line of Credit. Set your limit up to 100% of your available equity, then draw upon the funds as needed - low monthly payments are set based on your outstanding balance.

• Revolving line of credit
• Access cash via Tellernet, Tellerfone or by calling a Real Estate representative
• Low interest rates adjusted quarterly

Adjustable Rate Equity Loan

• Closed-end loan
• Low rate adjusted yearly

Special Features:

• Competitive Rates
• Lines of Credit or Closed End programs available

Homexpress II Equity Loan

• Fixed rate for the loan term
• Terms of 5, 10 and 15 years

Home Equity Visa

• Funds can be used in a variety of ways
• Low rate adjusted quarterly
• No minimum to draw each time